Freebie Fridays is one of bloggy lands themes.
Here's a few links to follow to find the fabulous or frivolous freebies for . . . can't think of another word in f to follow my five other . . . OK, I'll stop :-)
Healthy Balance in Diet - a whole list
Veggie Mom - a whole list
I-Mommies - freebie on makeup
Money Saving Mom - liquid washing soap. darigold yogurt (in some states), eggo waffles and more
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Freebies
Go here for The Irresistible Revolution by Shane Claiborne
Months ago, Michael and I took a reality check with our Simple Home finances and
subscribe to Dave Ramsey's Financial Freedom Course.
It has, needless to say, been life changing. It changes your head - then your heart - then your hands (you figure that one out!)
Have you heard about this rebate that is supposed to be coming? I have and just today Dave has passed on his thoughts. Here you go - chew on this:
Don't wait until the check comes in the mail to formulate a plan. Putting together a good, personal plan now will help you make the money work FOR you.
Most of you are jumping with joy that you're probably going to be getting a big, fat check from the government. You may be thinking, "FREE MONEY, BABY!!!"
Well, I'm not here to totally rain on your parade, but plain and simple, I'm not lovin' this plan. This government plan to try to stimulate the economy and pull us away from a possible recession is actually straight-up socialism - just the opposite of capitalism! I don't want my money to help you (if you haven't paid federal income taxes) buy an iPhone or whatever else you have your eye set on.
"Letting Americans keep more of their own money should increase consumer spending, and lift our economy at a time when people otherwise might spend less," President Bush said. The idea in theory sounds like it will work smoothly, but I have a much better idea that will eventually increase consumer spending, and in turn, cause the economy to flourish: encourage freedom from debt!
The last time a stimulus rebate like this was issued was in 2001. A recent study revealed consumers spent two-thirds of those rebates within 6 months of receiving them. Do you have a game plan already for what you'll do with your rebate this time around?
Make the Money Work For You
Don't wait until it comes in the mail to formulate a plan, and whatever you do, do NOT spend this money before it gets to your hands! Those are just formal invitations for Murphy to unpack his suitcases in your spare bedroom! Here are a handful of ways I recommend making your tax rebate work for you, depending on where you are in the Baby Steps:
Pay off debt. This may sound like a no-brainer, but I already expect that few people will actually do it! There's really no reason NOT to throw this "free" money toward your debt snowball. It will get you one step (or maybe quite a few) closer to being debt free, and THEN you will have the freedom to buy that toy or take that vacation you've had your heart set on for quite a while! Learn how
Invest it. If you put this big chunk of change into a mutual fund for a few years, you'll actually receive TONS more money than just the initial $600 or $1,200 check this summer.
Say you get back $600 and put it automatically into a mutual fund averaging 12%. In 2018, that one-time investment will grow to approximately $2,000! If left in for 20 years, it will be worth about $6,500! For the married folks, this free money can grow up to $13,000 over 20 years - WOW! Calculate your earnings
Have some fun. I'm not a total meanie. I actually do like to have some fun with my money, and I encourage you to do the same! There's nothing wrong with taking your spouse out for a nice dinner or buying that new pair of jeans with some of this money you could be getting. Just stick within your boundaries, and remember that the quicker you get out of debt, the more fun things you can do and the more money you can give away to bless others.
Source: CNNMoney.com
Related:
The secret to saving money
Take the Free Financial Reality Check
Listen to Dave's comment from the radio show - and scroll way down
The truth about debt
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The Simple Home - Finances
Musical Man, darling older daughter and younger daughter (and their hubbies), five fabulously funny grandkiddos and gorgeous (cause of their hearts) girlfriends - wow, what more could an on-purpose woman want?
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Friends - Amazing Friends
Got up, went to prepare my yummy crepes for our Valentine breakfast and . . . no milk. So, I resorted to our "other breakfast" constant . . . All the best laid plans of mice and men and homemakers - and can you believe it - no milk! I didn't think about the fact that, yesterday I used up the rest of the milk.
Tommorrow, I promise my husband - it's crepes. He smiles. So, this is the Simple Home breakfast and the Simple Home table setting for Today - fortunately we can Celebrate our Marriage tommorrow and the next day and the next and the next and the next and the . . .
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Valentines
Zane: Hi Nana
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Grandkids - love em. . .
Are you one of those that just watches from the fence? Keeping your life to yourself . . guarding yourself with the fence? Remaining ethnocentric . . . and
. . . as part of the crowd (hanging out with people only like you - culturalized like you) observing and judging and making conclusions about the "other" cultures that are different
. . . thinking that because they are "different" and don't do life like you do life, or wear the clothes that you wear or worship God like you worship God - then you won't get close - you're better than they are so, out of your fear, you judge them in order to create and keep a division . . .
. . . and then you never think of becoming a Bridge Builder . . . because you have made a judgment . . . because you only watch from the other side of the fence. . .
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Building Bridges,
spiritual life
Sometimes He helps us out of the trouble.
Sometimes He stays with us in the trouble.
Sometimes He sends others to help us out of the trouble.
The point: Don't ever run from the trouble - learn from it, develop character in it, and imagine all the heavenly reward you'll have on That Day.
5 year old red-haired boy: Poppi will you go on a bike ride with me?
Music Man: Sure, buddy.
Dilemna: Bike for 5 year old, red-haired boy and bike for 8 year old, blonde-haired boy who is in Spain.
No problem: Music Man rides 8 year old, blonde-haired boy's boke.
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Grandkids - love em. . .,
my michael
